Arkansas Mortgage Service — All 75 Counties
Arkansas Mortgage Service — All 75 Counties
ARLoanSource originates USDA, VA, FHA, Conventional, Jumbo, and ADFA Move-Up mortgages in every Arkansas county. Find your county below.
Updated May 2026 · Reviewed by Conan Watters, Licensed Arkansas Originator · NMLS #252910
Why county matters for your mortgage
Arkansas mortgage eligibility — especially USDA Rural Development, FHA loan limits, and ADFA Move-Up income caps — varies meaningfully by county. The pages below cover each Arkansas county individually with the 2026 figures that apply where you are buying.
Arkansas CountyAshley CountyBaxter CountyBenton CountyBoone CountyBradley CountyCalhoun CountyCarroll CountyChicot CountyClark CountyClay CountyCleburne CountyCleveland CountyColumbia CountyConway CountyCraighead CountyCrawford CountyCrittenden CountyCross CountyDallas CountyDesha CountyDrew CountyFaulkner CountyFranklin CountyFulton CountyGarland CountyGrant CountyGreene CountyHempstead CountyHot Spring CountyHoward CountyIndependence CountyIzard CountyJackson CountyJefferson CountyJohnson CountyLafayette CountyLawrence CountyLee CountyLincoln CountyLittle River CountyLogan CountyLonoke CountyMadison CountyMarion CountyMiller CountyMississippi CountyMonroe CountyMontgomery CountyNevada CountyNewton CountyOuachita CountyPerry CountyPhillips CountyPike CountyPoinsett CountyPolk CountyPope CountyPrairie CountyPulaski CountyRandolph CountySaline CountyScott CountySearcy CountySebastian CountySevier CountySharp CountySt Francis CountyStone CountyUnion CountyVan Buren CountyWashington CountyWhite CountyWoodruff CountyYell County
What you’ll find on each county page
- 2026 conforming and FHA loan limits for the county
- USDA Rural Development eligibility for the cities in the county
- ADFA Move-Up income and purchase-price caps
- Cities served within the county
- How to start a pre-qualification for a property in that county
Statewide mortgage programs
- USDA Rural Development — Zero down, 97% of AR land qualifies
- VA Home Loans — Zero down for veterans
- FHA Loans — 3.5% down with 580+ FICO
- Conventional Mortgages — 3% down options
- Jumbo Mortgages — Above $806,500 limit
- ADFA Move-Up — Arkansas state down payment assistance