Mortgages in Franklin County, Arkansas
Franklin County mortgage overview
Franklin County (county seat: Charleston and Ozark) has a population of approximately 17,097 and is served by licensed Arkansas mortgage originators. Incorporated cities include: Ozark, Charleston, Altus.
Loan programs available
- USDA Rural Development — most of Franklin County is within USDA’s eligibility footprint
- VA Home Loans
- FHA Insured
- Conventional
- ADFA Move-Up Choice
2026 loan limits in Franklin County
Franklin County is in the standard FHA loan limit band. 2026 FHA 1-unit limit: $524,225. FHFA conforming limit: $806,500.
Talk to a local originator
EQUAL HOUSINGOPPORTUNITY
PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.
Mortgages in Franklin County, Arkansas
Franklin County, Arkansas: All six core mortgage programs (USDA, VA, FHA, Conventional, ADFA Move-Up, Jumbo) are available throughout Franklin County. USDA Rural Development eligibility varies by address — much of Franklin County typically qualifies. 2026 FHA limit for 1-unit homes: $524,225.
| County | Franklin |
|---|---|
| State | Arkansas |
| Programs | 6 available |
| 2026 FHA limit | $524,225 |