Mortgages in Phillips County, Arkansas
Phillips County mortgage overview
Phillips County (county seat: Helena-West Helena) has a population of approximately 16,568 and is served by licensed Arkansas mortgage originators. Incorporated cities include: Helena-West Helena, Marvell, Elaine.
Loan programs available
- USDA Rural Development — most of Phillips County is within USDA’s eligibility footprint
- VA Home Loans
- FHA Insured
- Conventional
- ADFA Move-Up Choice
2026 loan limits in Phillips County
Phillips County is in the standard FHA loan limit band. 2026 FHA 1-unit limit: $524,225. FHFA conforming limit: $806,500.
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EQUAL HOUSINGOPPORTUNITY
PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.
Mortgages in Phillips County, Arkansas
Phillips County, Arkansas: All six core mortgage programs (USDA, VA, FHA, Conventional, ADFA Move-Up, Jumbo) are available throughout Phillips County. USDA Rural Development eligibility varies by address — much of Phillips County typically qualifies. 2026 FHA limit for 1-unit homes: $524,225.
| County | Phillips |
|---|---|
| State | Arkansas |
| Programs | 6 available |
| 2026 FHA limit | $524,225 |