Mortgages in Montgomery County, Arkansas
Montgomery County mortgage overview
Montgomery County (county seat: Mount Ida) has a population of approximately 8,376 and is served by licensed Arkansas mortgage originators. Incorporated cities include: Mount Ida, Norman, Black Springs.
Loan programs available
- USDA Rural Development — most of Montgomery County is within USDA’s eligibility footprint
- VA Home Loans
- FHA Insured
- Conventional
- ADFA Move-Up Choice
2026 loan limits in Montgomery County
Montgomery County is in the standard FHA loan limit band. 2026 FHA 1-unit limit: $524,225. FHFA conforming limit: $806,500.
Talk to a local originator
EQUAL HOUSINGOPPORTUNITY
PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.
Mortgages in Montgomery County, Arkansas
Montgomery County, Arkansas: All six core mortgage programs (USDA, VA, FHA, Conventional, ADFA Move-Up, Jumbo) are available throughout Montgomery County. USDA Rural Development eligibility varies by address — much of Montgomery County typically qualifies. 2026 FHA limit for 1-unit homes: $524,225.
| County | Montgomery |
|---|---|
| State | Arkansas |
| Programs | 6 available |
| 2026 FHA limit | $524,225 |