Historic Home Financing in Arkansas

Arkansas’s historic housing stock

Hot Springs, Little Rock’s Quapaw Quarter, Fayetteville’s Washington-Willow, Fort Smith’s Belle Grove — Arkansas has substantial pre-1900 and early-1900s housing stock.

FHA 203(k) for rehab

FHA 203(k) lets you finance purchase + rehabilitation in a single loan. Perfect for historic homes that need modernization.

Historic-specific considerations

Lead paint disclosures for pre-1978 homes are mandatory
Structural integrity, knob-and-tube wiring, and outdated plumbing may require rehab financing rather than straight purchase
Historic tax credits (state and federal) may apply — consult a CPA
Preservation covenants may restrict renovation — review before committing

10121 N. Rodney Parham Rd, Little Rock, AR 72227|501-225-5626

Branch NMLS # 252910|Company NMLS # 3094

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PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.