FHA 203(k) Renovation Loans in Arkansas

FHA Insured · 3.5% Down · 580 Score

FHA 203(k) Renovation Loans in Arkansas

Updated May 2026 · Reviewed by Conan Watters, Licensed Arkansas Originator · NMLS #252910

The workhorse program for Arkansas first-time buyers. County-by-county FHA loan limits and the real eligibility rules.

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What a 203(k) is

The FHA 203(k) Rehabilitation Mortgage program finances the purchase plus the cost of rehabilitating a property in a single loan. Limited 203(k) caps repairs at $35,000; Standard 203(k) has no cap and allows structural work.

Who uses 203(k) in Arkansas

Buyers of older housing stock — Pine Bluff’s pre-1940 inventory, Hot Springs’ historic neighborhoods, Fayetteville’s older student-adjacent districts, and rural farmhouses across the state.

10121 N. Rodney Parham Rd, Little Rock, AR 72227|501-225-5626
Branch NMLS # 252910|Company NMLS # 3094
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