Jumbo Loans in Texarkana, Arkansas
Jumbo in Texarkana
The Jumbo loan program covers loan amounts above the FHFA conforming limit, held on lender balance sheets or sold to private investors. Texarkana buyers and refinancers access Jumbo financing through licensed Arkansas originators.
How Jumbo works in Texarkana
Jumbo underwriting requires stronger reserves (12-24 months), 680+ credit, and typically 10-20% down. Pricing sits slightly above conforming given balance-sheet risk.
Texarkana market
Texarkana is in Miller County.
Loan limits
Texarkana falls in the standard loan limit band: FHA 1-unit $524,225, FHFA conforming $806,500 for 2026.
Related
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EQUAL HOUSINGOPPORTUNITY
PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.
What is a jumbo mortgage in Texarkana, Arkansas?
Jumbo mortgages in Texarkana, Arkansas: Loan amounts above the 2026 conforming limit of $806,500 for 1-unit Miller County homes. Less common in SW Arkansas; available for higher-end properties. Tighter underwriting than conventional: 700+ FICO typical, 10–20% down, 6–12 months reserves, specialized appraisal handling.
| Loan amountAbove $806,500 Min. credit | 700+ |
|---|---|
| Down payment | 10–20% |