Mortgages in Texarkana, AR
Texarkana, Arkansas mortgage overview
Texarkana is in Miller County with a population of approximately 29,387. Twin-city with Texarkana, TX. Bi-state economy. VA common given Red River Army Depot.
Loan programs active in Texarkana
- USDA Rural Development — address-level eligibility check required
- VA Home Loans — for qualifying veterans
- FHA Insured — 3.5% down, 580+ credit
- Conventional — 3% down for first-time buyers
- Jumbo
- ADFA Move-Up Choice
- HELOC
- Refinance
2026 loan limits in Texarkana
Texarkana (Miller County) is in the standard FHA loan limit band. The 2026 FHA one-unit limit is $524,225; the FHFA conforming limit is $806,500. VA borrowers with full entitlement face no county cap.
First-time buyer stack
First-time buyers in Texarkana can stack multiple programs: federal first mortgage + ADFA Move-Up Choice + ADFA Down Payment Assistance.
Related
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Mortgage programs in Texarkana.
Six core financing options for Texarkana (Miller County) buyers and refinancers. Direct page for each program below.
Mortgages in Texarkana, Arkansas
Texarkana, Arkansas sits on the Texas border in Miller County, Southwest Arkansas — a unique twin-city market. All six core programs available; USDA eligibility extends across most outlying addresses. 2026 FHA limit: $524,225.
| County | Miller |
|---|---|
| RegionSouthwest Arkansas Programs | 6 available |
| 2026 FHA limit | $524,225 |
EQUAL HOUSINGOPPORTUNITY
PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.