Mortgages in Bentonville, AR
Mortgages in Bentonville, AR
Local mortgage intel for Bentonville, AR — programs, property taxes, school districts, affordability, and USDA eligibility checks.
Bentonville, Arkansas mortgage overview
Bentonville is in Benton County with a population of approximately 54,164. Walmart's global headquarters city and the heart of Northwest Arkansas's executive housing market. Bentonville sees heavy jumbo activity in Pinnacle Hills and surrounding subdivisions.
Loan programs active in Bentonville
- USDA Rural Development — address-level eligibility check required
- VA Home Loans — for qualifying veterans
- FHA Insured — 3.5% down, 580+ credit
- Conventional — 3% down for first-time buyers
- Jumbo
- ADFA Move-Up Choice
- HELOC
- Refinance
2026 loan limits in Bentonville
Bentonville (Benton County) is in the standard FHA loan limit band. The 2026 FHA one-unit limit is $524,225; the FHFA conforming limit is $806,500. VA borrowers with full entitlement face no county cap.
First-time buyer stack
First-time buyers in Bentonville can stack multiple programs: federal first mortgage + ADFA Move-Up Choice + ADFA Down Payment Assistance.
Related
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Mortgage programs in Bentonville.
Six core financing options for Bentonville (Benton County) buyers and refinancers. Direct page for each program below.
Mortgages in Bentonville, Arkansas
Bentonville is the Walmart corporate headquarters city in Benton County, Northwest Arkansas — and the fastest-appreciating real estate market in the state. Jumbo mortgages (above $806,500) are particularly common here for executive and physician borrowers. USDA eligibility is rare within city limits. 2026 FHA limit: $524,225.
| County | Benton |
|---|---|
| RegionNorthwest Arkansas Programs | 6 available |
| 2026 FHA limit | $524,225 (jumbo common) |
EQUAL HOUSINGOPPORTUNITY
PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.