Mortgages in Benton, AR
Mortgages in Benton, AR
Local mortgage intel for Benton, AR — programs, property taxes, school districts, affordability, and USDA eligibility checks.
Benton, Arkansas mortgage overview
Benton is in Saline County with a population of approximately 35,705. Bedroom community for Little Rock's western commute. Strong first-time buyer market; ADFA pairings dominant.
Loan programs active in Benton
- USDA Rural Development — address-level eligibility check required
- VA Home Loans — for qualifying veterans
- FHA Insured — 3.5% down, 580+ credit
- Conventional — 3% down for first-time buyers
- Jumbo
- ADFA Move-Up Choice
- HELOC
- Refinance
2026 loan limits in Benton
Benton (Saline County) is in the standard FHA loan limit band. The 2026 FHA one-unit limit is $524,225; the FHFA conforming limit is $806,500. VA borrowers with full entitlement face no county cap.
First-time buyer stack
First-time buyers in Benton can stack multiple programs: federal first mortgage + ADFA Move-Up Choice + ADFA Down Payment Assistance.
Related
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Mortgage programs in Benton.
Six core financing options for Benton (Saline County) buyers and refinancers. Direct page for each program below.
Mortgages in Benton, Arkansas
Benton is a Little Rock metro suburb in Saline County, Central Arkansas. Strong family-buyer market with mid-priced housing. All six core programs available; USDA eligibility extends to outlying portions of Benton and across Saline County. 2026 FHA limit: $524,225.
| County | Saline |
|---|---|
| RegionCentral Arkansas Programs | 6 available |
| 2026 FHA limit | $524,225 |
EQUAL HOUSINGOPPORTUNITY
PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.