Manufactured and Mobile Home Loans in Arkansas

Manufactured Home Loans · Arkansas

Manufactured and Mobile Home Loans in Arkansas

Updated May 2026 · Reviewed by Conan Watters, Licensed Arkansas Originator · NMLS #252910

Real-property manufactured homes under FHA, VA, and conventional programs across all 75 Arkansas counties.

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Arkansas mortgage. Same-day reply most files.

Why this matters in Arkansas

Manufactured housing is a large share of Arkansas’s housing stock — higher than the national average, concentrated in rural counties and smaller towns. Financing one is not the same as financing a site-built house.

Real-property vs chattel

If the home is permanently affixed on land the borrower owns and is classified as real property, most standard programs work. If on rented land as personal property, you’re in chattel territory.

What to get right

The HUD tag + permanent foundation + real-property classification are the three things underwriters verify.

10121 N. Rodney Parham Rd, Little Rock, AR 72227|501-225-5626

Branch NMLS # 252910|Company NMLS # 3094

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PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.