ADFA Move-Up Loans in Fort Smith, Arkansas
ADFA Move-Up in Fort Smith
The ADFA Move-Up loan program pairs a below-market-rate first mortgage with down-payment assistance, administered by the Arkansas Development Finance Authority. Fort Smith buyers and refinancers access ADFA Move-Up financing through licensed Arkansas originators.
How ADFA Move-Up works in Fort Smith
ADFA income and purchase-price caps apply per county. Most ADFA buyers stack the program with FHA, USDA, VA, or conventional first mortgages for maximum leverage.
Fort Smith market
Fort Smith is in Sebastian County.
Loan limits
Fort Smith falls in the standard loan limit band: FHA 1-unit $524,225, FHFA conforming $806,500 for 2026.
Related
- ADFA Move-Up program overview for Arkansas
- Fort Smith mortgage hub
- Sebastian County hub
- First-time buyer programs
Talk to a ADFA Move-Up-experienced Arkansas originator →
EQUAL HOUSINGOPPORTUNITY
PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.
What is the ADFA Move-Up program in Fort Smith, Arkansas?
ADFA Move-Up in Fort Smith, Arkansas: Arkansas Development Finance Authority down-payment assistance — a $15,000 grant or $12,500 second mortgage that stacks on top of FHA, VA, USDA, or Conventional financing. Available to qualifying first-time and repeat Fort Smith buyers in Sebastian County under household-size and income caps.
| Grant amount | $15,000 |
|---|---|
| Or 2nd mortgage | $12,500 |