Reverse Mortgages (HECM) in Arkansas

HECM Reverse Mortgage · Age 62+

Reverse Mortgages (HECM) in Arkansas

Updated May 2026 · Reviewed by Conan Watters, Licensed Arkansas Originator · NMLS #252910

FHA-insured reverse mortgage for Arkansas homeowners age 62+. Tap equity without a monthly mortgage payment.

Get Pre-Qualified

Arkansas mortgage. Same-day reply most files.

What an HECM is

The Home Equity Conversion Mortgage is the FHA-insured version of a reverse mortgage — a loan that lets homeowners 62 and older convert home equity into cash, a monthly payment, or a line of credit, with no monthly mortgage payments required while the homeowner lives in the home.

Who it’s for

Homeowners 62+ with substantial equity who want to supplement retirement income, pay off an existing mortgage, or preserve cash reserves.

HUD-mandated counseling

HUD requires every HECM applicant to complete independent counseling with a HUD-approved counselor before the loan application advances.

10121 N. Rodney Parham Rd, Little Rock, AR 72227|501-225-5626
Branch NMLS # 252910|Company NMLS # 3094
Equal Housing LenderEQUAL HOUSING
OPPORTUNITY

PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.