Mortgages in Van Buren, AR
Van Buren, Arkansas mortgage overview
Van Buren is in Crawford County with a population of approximately 22,791. Fort Smith metro adjunct across the Arkansas River. Historic downtown, mature neighborhoods.
Loan programs active in Van Buren
- USDA Rural Development — address-level eligibility check required
- VA Home Loans — for qualifying veterans
- FHA Insured — 3.5% down, 580+ credit
- Conventional — 3% down for first-time buyers
- Jumbo
- ADFA Move-Up Choice
- HELOC
- Refinance
2026 loan limits in Van Buren
Van Buren (Crawford County) is in the standard FHA loan limit band. The 2026 FHA one-unit limit is $524,225; the FHFA conforming limit is $806,500. VA borrowers with full entitlement face no county cap.
First-time buyer stack
First-time buyers in Van Buren can stack multiple programs: federal first mortgage + ADFA Move-Up Choice + ADFA Down Payment Assistance.
Related
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EQUAL HOUSINGOPPORTUNITY
PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.
Mortgages in Van Buren, Arkansas
Van Buren, Arkansas: All six core mortgage programs (USDA, VA, FHA, Conventional, ADFA Move-Up, Jumbo) are available for Van Buren buyers. USDA Rural Development eligibility varies by address — outlying portions of Van Buren typically qualify for zero-down USDA financing. 2026 FHA limit for 1-unit homes: $524,225.
| CityVan Buren State | Arkansas |
|---|---|
| Programs | 6 available |
| 2026 FHA limit | $524,225 |