Mortgages in Pine Bluff, AR

JEFFERSON COUNTY · ARKANSAS

Mortgages in Pine Bluff, Arkansas

Updated May 2026 · Reviewed by Conan Watters, Licensed Arkansas Originator · NMLS #252910

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Pine Bluff, Arkansas mortgage overview

Pine Bluff is in Jefferson County with a population of approximately 41,253. Home to the Pine Bluff Arsenal and University of Arkansas at Pine Bluff. Historic downtown is eligible for FHA 203(k) rehab financing.

Loan programs active in Pine Bluff

2026 loan limits in Pine Bluff

Pine Bluff (Jefferson County) is in the standard FHA loan limit band. The 2026 FHA one-unit limit is $524,225; the FHFA conforming limit is $806,500. VA borrowers with full entitlement face no county cap.

First-time buyer stack

First-time buyers in Pine Bluff can stack multiple programs: federal first mortgage + ADFA Move-Up Choice + ADFA Down Payment Assistance.

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Programs available

Mortgage programs in Pine Bluff.

Six core financing options for Pine Bluff (Jefferson County) buyers and refinancers. Direct page for each program below.

USDA Rural Development in Pine BluffZero down · USDA-eligible→FHA Loans in Pine Bluff3.5% down · 580+ FICO→VA Home Loans in Pine BluffZero down · veterans→Conventional Mortgages in Pine Bluff3% down · 620+ FICO→ADFA Move-Up in Pine BluffDown-payment assistance→Jumbo Financing in Pine BluffAbove $806,500→
Quick answer

Mortgages in Pine Bluff, Arkansas

Pine Bluff is a historic Delta-region city in Jefferson County, Southeast Arkansas. USDA Rural Development is widely available across most Pine Bluff addresses, making zero-down purchase the most common financing path. All six core programs available. 2026 FHA limit: $524,225.

CountyJefferson
RegionSoutheast Arkansas Delta
Programs
6 available
2026 FHA limit$524,225
10121 N. Rodney Parham Rd, Little Rock, AR 72227|501-225-5626
Branch NMLS # 252910|Company NMLS # 3094
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PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.