Mortgages in North Little Rock, AR
North Little Rock, Arkansas mortgage overview
North Little Rock is in Pulaski County with a population of approximately 64,591. Across the Arkansas River from Little Rock. Working-family market with strong FHA and ADFA activity.
Loan programs active in North Little Rock
- USDA Rural Development — address-level eligibility check required
- VA Home Loans — for qualifying veterans
- FHA Insured — 3.5% down, 580+ credit
- Conventional — 3% down for first-time buyers
- Jumbo
- ADFA Move-Up Choice
- HELOC
- Refinance
2026 loan limits in North Little Rock
North Little Rock (Pulaski County) is in the standard FHA loan limit band. The 2026 FHA one-unit limit is $524,225; the FHFA conforming limit is $806,500. VA borrowers with full entitlement face no county cap.
First-time buyer stack
First-time buyers in North Little Rock can stack multiple programs: federal first mortgage + ADFA Move-Up Choice + ADFA Down Payment Assistance.
Related
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EQUAL HOUSINGOPPORTUNITY
PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.
Mortgages in North Little Rock, Arkansas
North Little Rock, Arkansas: All six core mortgage programs (USDA, VA, FHA, Conventional, ADFA Move-Up, Jumbo) are available for North Little Rock buyers. USDA Rural Development eligibility varies by address — outlying portions of North Little Rock typically qualify for zero-down USDA financing. 2026 FHA limit for 1-unit homes: $524,225.
| CityNorth Little Rock State | Arkansas |
|---|---|
| Programs | 6 available |
| 2026 FHA limit | $524,225 |