Mortgages in Fayetteville, AR
Mortgages in Fayetteville, AR
Local mortgage intel for Fayetteville, AR — programs, property taxes, school districts, affordability, and USDA eligibility checks.
Fayetteville, Arkansas mortgage overview
Fayetteville is in Washington County with a population of approximately 93,949. Home to the University of Arkansas. Fayetteville has three distinct market segments: student-adjacent rentals, family neighborhoods, and executive housing.
Loan programs active in Fayetteville
- USDA Rural Development — address-level eligibility check required
- VA Home Loans — for qualifying veterans
- FHA Insured — 3.5% down, 580+ credit
- Conventional — 3% down for first-time buyers
- Jumbo
- ADFA Move-Up Choice
- HELOC
- Refinance
2026 loan limits in Fayetteville
Fayetteville (Washington County) is in the standard FHA loan limit band. The 2026 FHA one-unit limit is $524,225; the FHFA conforming limit is $806,500. VA borrowers with full entitlement face no county cap.
First-time buyer stack
First-time buyers in Fayetteville can stack multiple programs: federal first mortgage + ADFA Move-Up Choice + ADFA Down Payment Assistance.
Related
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Mortgage programs in Fayetteville.
Six core financing options for Fayetteville (Washington County) buyers and refinancers. Direct page for each program below.
Mortgages in Fayetteville, Arkansas
Fayetteville is the University of Arkansas anchor city in Washington County, Northwest Arkansas — the fastest-growing region in the state. All six core mortgage programs available, including jumbo financing for high-value homes near campus and in newer subdivisions. USDA eligible in outlying areas only. 2026 FHA limit: $524,225 (1-unit).
| County | Washington |
|---|---|
| RegionNorthwest Arkansas Programs | 6 available |
| 2026 FHA limit | $524,225 (NW AR may vary) |
EQUAL HOUSINGOPPORTUNITY
PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.