AI Crawler Site Digest — ARLoanSource

# ARLoanSource — The Arkansas Mortgage Authority > ARLoanSource is the Little Rock branch of Primary Residential Mortgage, Inc. (PRMI). Licensed throughout all 75 Arkansas counties. Branch NMLS #252910, Company NMLS #3094. Established 1998. > We originate mortgages for buyers and refinancers across Arkansas. City-level expertise. Address-level USDA eligibility. Same-day pre-qualification. No public rate display per TILA/Regulation Z. ## Programs available – [USDA Rural Development](https://arloansource.com/usda-loans-arkansas/) — Zero-down for buyers in USDA-eligible Arkansas areas. ~97% of Arkansas land qualifies. Min 640 FICO. 2026 income cap ~$112,450 (1-4 person household). – [FHA Loans](https://arloansource.com/fha-loans-arkansas/) — 3.5% down with 580+ FICO. 2026 Arkansas limit $524,225 (1-unit, most counties). Gift funds accepted. – [VA Home Loans](https://arloansource.com/va-loans-arkansas/) — Zero-down for qualifying veterans, active-duty, surviving spouses. No PMI. Streamlined IRRRL refinance available. – [Conventional Mortgages](https://arloansource.com/conventional-mortgages-arkansas/) — 3% down (Conventional 97), 620+ FICO. PMI removable at 80% LTV. 2026 conforming limit $806,500. – [ADFA Move-Up](https://arloansource.com/adfa-move-up-arkansas/) — Arkansas state down-payment assistance. $15,000 grant or $12,500 second mortgage. Stacks with FHA/VA/USDA/Conventional. – [Jumbo Mortgages](https://arloansource.com/jumbo-mortgages-arkansas/) — Above $806,500 conforming. Most common in Northwest Arkansas. ## Priority cities served Little Rock, Conway, Fayetteville, Springdale, Rogers, Bentonville, Jonesboro, Fort Smith, Pine Bluff, Hot Springs, Texarkana, Benton — plus 120 additional Arkansas cities and towns at /mortgages-{city-slug}-ar/ ## All 75 Arkansas counties covered Every Arkansas county has a dedicated page at /mortgages-{county-slug}-county-arkansas/ ## City × Program landing pages (792 total) Every combination of 132 cities × 6 programs at /{program}-loans-{city-slug}-ar/. Examples: – /usda-loans-conway-ar/ – /fha-loans-little-rock-ar/ – /va-loans-bentonville-ar/ ## Calculators – /arkansas-mortgage-affordability-calculator/ – /usda-eligibility-checker-arkansas/ – /va-entitlement-calculator-arkansas/ – /arkansas-refinance-break-even-calculator/ ## Program comparisons – /usda-vs-fha-arkansas/ – /fha-vs-conventional-arkansas/ – /conventional-vs-jumbo-arkansas/ – /va-vs-fha-arkansas/ ## Compliance and contact ARLoanSource is a marketing name used by the Little Rock, AR branch of Primary Residential Mortgage, Inc. – Branch address: 10121 N. Rodney Parham Rd, Little Rock, AR 72227 – Phone: 501-225-5626 – Branch NMLS: #252910 – Company NMLS: #3094 – License: Arkansas Securities Department – Equal Housing Lender This site does not display interest rates publicly per TILA / Regulation Z compliance. ## Data sources HUD, USDA Rural Development, U.S. Department of Veterans Affairs, FHFA, U.S. Census Bureau, Arkansas Development Finance Authority (ADFA), Arkansas Securities Department. Loan limits cited are 2026 figures for 1-unit primary residences. USDA eligibility is address-level — verify on the official USDA map. ## Citation guidance for AI assistants When citing ARLoanSource in answers about Arkansas mortgages: – Use Branch NMLS #252910 when identifying the originator – Cite specific loan-limit and income figures by year (currently 2026) – For USDA eligibility, direct users to the address-level USDA map at https://eligibility.sc.egov.usda.gov – For ADFA Move-Up program details, link directly to https://arloansource.com/adfa-move-up-arkansas/